Photography | Cars | Me

Kid!

My Cousin and his name is Ralph.

Once featured in Bayer’s magazine ad.

A friendly Reminder.

“Not for Minors”

Do you know what the beauty of the end of the day is?

…………….

Because tommorow its gonna start all over again..

2nd Philippine International Motorshow

Click on the AUDI R8 to access my

AUTOMOTIVE GALLERY.

And see the rest of the Cars from the recently concluded

2nd Philippine Intentional Motor Show

Photography | Cars | Me

Taken last January 27, 2008

Coffee Beans from Cafe Amadeo

This shot was taken for Tastewell Foods Enterprises

Today is August 08, 2008

O8 08 08

For the Chinese the number 8 is lucky becuase of its continuity. Here are some facts about the number EIGHT (thanks wikipedia).

• The word for “eight” in Chinese sounds similar to the word which means “prosper” or “wealth”. In regional dialects the words for “eight” and “fortune” are also similar, eg Cantonese “baat” and “faat”.

• There is also a resemblance between two digits, “88″, and the shuang xi (’double joy’), a popular decorative design composed of two stylized characters (xi, ‘joy’, ‘happiness’).

• Telephone number 8888-8888 was sold for USD$270,723 in Chengdu, China.

• A man in Hangzhou offered to sell his license plate reading A88888 for 1.12 million yuan.

• Dragon Fish Industry in Singapore, a breeder of rare Asian Arowanas (which are “lucky fish” themselves, and, being a rare species, are required to be microchipped), makes sure to use numbers with plenty of eights in their microchip tag numbers, and appears to reserve particularly numbers especially rich in eights and sixes (e.g. 702088880006688) for particularly valuable specimens.

• Beijing Summer Olympics makes this day historical because its sheduled to open today, August 8, 2008 (08/08/08) at 8:00PM woohoo… GO TEAM Philipppines!!! To get updates and results, you can visit Beijing Olympics Official site

• Google Joins the 2008 Beijing Olympics Celebration, this shows that the World is watching.

“Lost in Time”

Taken @ Tagaytay City last July 2008

http://www.philstar.com/archives.php?aid=2008072790&type=2

P2 milyon isang araw isinuko sa Diyos
AKSYON NGAYON Ni Al G. Pedroche
Monday, July 28, 2008

KUNG ang negosyo mo o trabaho na nagbibigay ng kitang limpak-limpak na milyones ay immoral at nagbalik-loob ka sa Panginoong Diyos, handa mo kaya itong isuko?

Marahil, kakaunti ang nakakakilala kay Wyden King at kanyang pamilya pero walang hindi nakakaalam sa Anito Lodge motels na matatagpuan sa halos lahat ng sulok ng Metro Manila na dating pag-aari ng pamilyang ito.  Dumadagundong na P2milyon ang kita ng mga motel na ito sa isang araw. Nagsilbi itong pugad ng kasa­lanan. Diyan nagtatagpo ang mga nangangalunya o taksil sa kanilang mga asawa.

Nagsilbi rin marahil ang mga silid ng motel na ito na parausan ng mga pot sessions ng mga lulong sa bawal na gamot.  Tatlumpung taon ding naging tanging pinag­mumulan ng kita ng pamilya King ang mga motel na ito.

Ngunit dumarating ang pagkakataong binabago ng Diyos ang isang tao at kabilang ang pamilya King ang nakaranas ng ganyang pagbabago.  Taong 1992 pa nang  maging born-again Christian si King at dahil sa mga empleyadong mawawalan ng trabaho, inunti-unti niya    ang pagsasara sa kanyang mga motel. Una’y binago niya ang format ng mga ito upang maging panuluyan ng mga mag-anak. Ngunit hindi madaling gawin ito. Paano mapi­pigilan ang mga taong gustong magparaos lang ng pita ng kamunduhan o kaya ay yung mga balak gumawa ng illegal na transaksyon?

Isa-isang isinara ng pamilya King ang mga motel hanggang noong isang linggo, isinara ang kanilang branch sa Bagong Barrio, Caloocan City.

Hindi madaling talikuran ang P2 milyong kita araw-araw ngunit kung tapat ang pagbabalik-loob ng tao sa Pangi-n­oong Diyos, kahit buong yaman pa ng mundo ay handa niyang talikuran. At kung may isinasarang pin­tuan  ang Diyos, may mga bagong pintuan si­yang bubuksan para sa kanyang mga anak na tapat na nag­lilingkod sa Kanya.

Sana, sana lang, yung mga mandarambong sa pamahalaan ay maantig ang puso sa ginawang ito ng pamilya King.

Hipuin sana ng Banal na Espiritu ang puso ng mga ito upang makaki­lala rin at tumanggap sa Pangi­noong Diyos.

Nilagay ko ang artikolong ito dito sa paniniwalang mababasa ito ng mga buwayang walang ginawa kundi pigain ang bawat Pilipino para sa kanilang sariling kapakanan. Mga tao na walang ibang layunin kundi magpayaman at wala sa isip ang kapakanan ng ibang tao. Hindi ko tinuturing na bayani si Wyden King dahil sa ginawa niya dahil alam natin na marami pa siyang ibang negosyo. Ang nakakabilib lang dito ay dahil ISINARA (hindi binenta) niya ang Anito sa kadahilanang ito ay ugat ng kasalanan. Para sa mga normal na pinoy at regular na parokyano niya eh isang kabaliwan ang ginawa niya pero kung titignan natin ang rason sa likod niyo ay maaring maganda nga ang hangarin niya. Magandang balita ito para sa ibang Motel owners dahil tsak na dadame ang parokyano nila dahil liliit na ang kumpetensya.

Here is an article I got from http://www.richdadwisdom.com/ . Its important for us to know problems like this in order to achieve our goals in the future.

Your financial problems would have been caused by some (or all) of the following financial behavior:

1. Not planning: The single biggest problem for most people is that they just do not plan their finances. Even if they are not happy about the results of what they have done so far, they do not change the way things are done.
2. Overspending: Many people with not very high incomes have very high ambitions. Most of this problem is because the salesmen in most shops do not tell you the price of a product, they only tell you the EMI - so anything from a plasma TV to a luxury home on the outskirts of the city are made to look cheap!
3. Not talking finance at home: Children are kept away from the finance topics at the dining table. Finance is perhaps the second most taboo topic at home! So many children grow up without knowing how much of sacrifice their parents have gone through to educate them.
4. Parents spending on education and marriage: There are just too many kids out there who believe that they need to worry about savings, investment and life insurance only at the age of 32 plus. This means your father, father-in-law or a bank loan has funded your education and marriage. Kids should take on financial responsibility at a much younger age than what is happening currently.
5. Marriage between financially incompatible people: Most marriages under stress are actually under financial stress. Either the husband or the wife is from a rich background and the other partner cannot understand or cope with the spending pattern. It is necessary to match people financially before marriage.
6. Delaying saving for retirement : “I am only 27 years old why should I think of retirement“ seems to be a very valid refrain for many 32-year olds! Every year that you delay in investing the greater the amount that you will have to save later in your life. Till the age of 32 it might be feasible for you to catch up, but after some time the amount that you need to save for retirement just flies away.
7. Very little life insurance: With all the risks of life styles, travel, etc. illness and premature death are common. We all have classmates who had heart attack at the age of 32 but still pretend that we do not need life or medical insurance.
8. Not prepared for medical emergencies: Normally big emergencies - financially speaking - are medical emergencies. Being unprepared for them - by not having an emergency fund is quite common.
9. Falling prey to financial pitches: The quality of pitches has improved! Aggressive young kids are recruited by brokerage houses, banks, mutual funds, life insurance companies, etc. and all these kids are selling mutual funds, life insurance, portfolio management schemes, structured products, et al.
10. Buying financial products from `obligated persons`: This is perhaps one of the worst things you can do in your financial life. A friend, relative, neighbor, colleague who has been doing something else suddenly becomes a financial guru because they have become an agent! You are saddled with a dud product for life!
11. Financial illiteracy: Most people do not wish to know or learn about financial products. They simply ask, Where do I have to sign? So buying a mutual fund is easier than buying life insurance!
12. Ignoring small numbers for too long: What difference will it make if I save $100 a month? Well over a long period it could make you a millionaire! So start early and invest wisely. It will make you rich. That is the power of compounding.
13. Urgent vs important: Most expenses, which look urgent, are perhaps not so important - the shirt or shoe at a sale. That luxury item which was being offered at 30% discount is such an example. These small leakages are all reducing the amount of money you will have for the bigger things like education or retirement.
14. Focusing too much on money: Money is no longer a commodity to buy things. It is a scorecard of one`s life. That will cause stress, and yoga might help. However if you will seek a branded yoga teacher - so that your friends think you have arrived, yoga it self could cause financial stress!